GB Capital oversees the group’s non-banking financial service providers, catering to a wide range of clients. We offer tailored financial solutions for customers from large corporations to small businesses and individual customers. Our strategy focuses on innovation and leveraging industry and global best practices while delivering excellence in service.
GB Capital Business
GB Lease & Factoring specializes in delivering customized financial solutions tailored to the growth and operational requirements of businesses. Offering a range of financing structures, from long-term financial leasing solutions to short-term working capital facilities through various factoring mechanisms, GB Lease & Factoring has been at the forefront of GB Capital’s non-banking financial ventures since its establishment in 2008. Evolving into a reputable institution, it serves a diverse clientele across multiple industries, providing financial solutions for varied assets and business sizes.
Drive Finance, a prominent financial institution in Egypt, ranks among the top three companies in its sector. Specializing in auto finance, Drive offers comprehensive factoring and car loan services, along with a diverse range of financial solutions tailored to both individuals and institutions. Since its inception, Drive has achieved significant market penetration and established a robust presence in the highly competitive automotive financing sector. The company focuses on medium-term tenors and prioritizes risk diversification through various finance product offerings, a broad client base, and strategic partnerships with renowned brands.
MNT-Halan stands as Egypt’s largest and fastest-growing non-banking financial company for the unbanked population. Founded in 2018, with roots tracing back to 2010, MNT-Halan evolved to offer digital banking services to unbanked individuals and facilitate cash-to-electronic solutions. The company is characterized by its commitment to simplicity, security, and efficiency in all digital payment transactions, including mobile wallets, cards, and the innovative “BNPL” system, making it a leading e-commerce platform with express mail delivery service.
GB Auto Rental is a leading provider of passenger and bus-transportation fleet leasing services in Egypt, catering to top-tier multinationals, financial institutions, and various private sector companies. The company offers car rental services on an operational lease basis, encompassing vehicle acquisition, registration, tire management, maintenance, insurance coverage and fleet management reporting to ensure optimal efficiency.
Capital For Securitization serves as a specialized entity dedicated to the securitization of corporate and consumer loan receivables. Its primary goal is to issue rated and credit-enhanced securitization bonds, thereby providing the liquidity required for companies to attain their business objectives and targeted growth rate.
KAF is an Egyptian insurance company licensed to provide life, savings, and health insurance services to both corporate and individual clients. With a focus on providing comfort through reliable insurance coverage, KAF aims to be a trusted partner for its customers in times of need.
Forsa is a consumer “Buy Now, Pay Later” (BNPL) lending platform delivered via a user-friendly mobile application. Forsa enables customers to apply for a line of credit and to purchase products and services from various merchants registered within the application. Backed by GB Capital, Forsa offers unique opportunities to enhance the standard of living for Egyptians and to simplify their purchasing experiences.
Established in 2019, Bedaya is Egypt’s first non-bank mortgage company, offering financing facilities for residential, commercial, and administrative properties. With diverse financing solutions tailored to different market segments, Bedaya aims to empower individuals and businesses to achieve their property ownership and renovation goals.
Launched in 2023, Kredit is an innovative lending institution authorized by the FRA, dedicated to addressing the financial requirements of small and medium enterprises (SMEs) across Egypt. Prioritizing accessibility, dependability, and transparency, Kredit delivers customized loan solutions and a simplified approval procedure to empower its clientele. Moreover, leveraging strategic alliances with local experts, Kredit extends supplementary services to SME customers, encompassing auditing, tax, accounting consultancy, export facilitation, digitalization of sales platforms, and more.
